REMORTGAGES

Stay in control of your mortgage

If your current mortgage deal is coming to an end, or you’re looking to release equity or consolidate debt, remortgaging can help you take control of your financial future. We’ll guide you through your options, ensuring you get the best deal available.

What is a Remortgage?

A remortgage is when you switch your current mortgage to a new deal, either with your existing lender or a new one. It’s a good option if you want to:

Lower Monthly Payments

By finding a more competitive rate.

Release Equity

If you’ve built up value in your home, you may want to access some of it.

Consolidate Debt

A remortgage can be a useful tool for consolidating debts into one manageable payment. This may reduce your monthly payments but could increase the total cost of borrowing.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

Fixed vs. Variable Rates

You’ll have the option of a fixed-rate or variable-rate mortgage when remortgaging. The choice depends on your personal circumstances, in both the long & short term.

Fixed

You’ll know exactly what you’ll pay, but may miss out if rates fall.

Variable

Your payments may go up or down depending on interest rate changes.

How Does a Remortgage Work?

Look at Your Current Deal

We’ll review your current mortgage deal to see if it’s time for a change.

Compare Options

We’ll find the best remortgage deals available from various lenders, considering interest rates, terms, and fees.

Reapply for a New Deal

Once we’ve found the right option, we help you complete the paperwork and apply for the new mortgage.

You may have to pay an early repayment charge to your existing lender if you remortgage.

Don’t Just Take Our Word For It

We believe that securing your home and your future shouldn’t be stressful. But you don’t have to take our word for it—here is what our clients have to say about their experience with Eagle Mortgages and Protection.

    
 
 
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   Gintare Bosikyte 
 
 
 
 Trustindex verifies that the original source of the review is Google. Jenny is very responsive and always here to help. She helped us tremendously as a first time buyers and made remortgaging less stressful. Forever grateful :)
  
 
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   DJ H 
 
 
 
 Trustindex verifies that the original source of the review is Google. I cannot thank Jenny and James enough for taking the time to go through all my options with me. Even though my application was complex, they guided me through the whole process with ease. They're straightforward, clear, and genuinely take pride in delivering a top-quality service. Highly recommended.
  
 
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   Kathy 
 
 
 
 Trustindex verifies that the original source of the review is Google. I honestly cannot recommend Jenny & her team highly enough . At 66 I never imagined I would be buying my first home . The whole mortgage process felt quite daunting & overwhelming at first . From the beginning Jenny , James & team have been incredibly patient, approachable & supportive . They have never once made me feel silly for not understanding something & have always taken the time to explain everything clearly & in a way that made sense to me . Most importantly Jenny & team have worked completely at my pace & have guided me through every single step , making what could have been a very stressful experience manageable & reassuring . Thankyou so much .
  
 
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   Luke Davis 
 
 
 
 Trustindex verifies that the original source of the review is Google. Josh Preece is Fantastic makes setting up for your first home easy. Always on the chase and gets back to you straight away. Fantastic.
  
 
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   Alison Hall 
 
 
 
 Trustindex verifies that the original source of the review is Google. Jenny was fantastic from start to finish. I had lost hope and spoke to Jenny to see if there was anything I could do. Jenny put me at ease instantly due to her knowledge and reassuring responses. I now have a solo mortgage and 5 months of stress has come to an end .
  
 
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   MICHAEL MORRISROE 
 
 
 
 Trustindex verifies that the original source of the review is Google. Brilliant customer service from start to finish!!
  
 
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   Max Pelling 
 
 
 
 Trustindex verifies that the original source of the review is Google. When remortgaging our new lender used an app to gather all the info required which i found really glitchy and really awkward. However, eagle mortgages... stepped in when we hit brick walls and ironed anything out. Everything was simple from their end, and sorted the issues from the other end. Wouldnt hesistate using next time round
  
 
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   Carol Wilson 
 
 
 
 Trustindex verifies that the original source of the review is Google. Very efficient service and kept in the loop at all stages. Would thoroughly recommend.
  
 
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   Jack Tibbitts 
 
 
 
 Trustindex verifies that the original source of the review is Google. Jenny & James were amazing help throughout the process. Great communication and always happy to answer my constant questions. Would highly recommend!
  
 
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   kayleigh nicholson 
 
 
 
 Trustindex verifies that the original source of the review is Google. I can’t recommend Eagle Mortgages highly enough. From our very first conversation, they were professional, knowledgeable, and incredibly supportive. They are truly going above and beyond throughout the whole process, always taking the time to explain everything clearly, answer any questions promptly, and keep us updated every step of the way. What could have been a stressful experience was made so much easier thanks to their expertise, dedication, and genuine care. Nothing ever feels like too much trouble, and it’s clear they are committed to finding the best outcome for us. We are so grateful for all of their hard work and outstanding service. Thank you Jenny & James. We wouldn’t hesitate to recommend you to anyone looking for a mortgage advisor who genuinely puts their clients first.